If you’ve ever been to an open air market, farmer’s market or garage sale, you know what haggling is. The price tag says $6; you counter with $3 and settle with the seller somewhere in between. However, most Americans forget that this type of negotiating can be used in other transactions – frequently saving the haggler lots of money. You might instinctively know to haggle over the price of a home or a car, but did you know that you can also negotiate the price of major appliances, furniture and clothes? Read on for more haggling tips.
If you’re a secretary who’s thinking about buying a home, you’ve probably considered foreclosed homes as a way to save some serious cash. Loan foreclosures on real estate property can help you get a great deal on a home and get the homeowner out of a tough situation at the same time, but there are several risks to consider. Do your homework and make sure you understand the foreclosure process and your legal position in it before you sign on the dotted line.